A Quick Primer on Title Insurance

Title insurance protects you from losing any portion of your property by virtue of a title defect - a hazard which was not or could not be found even with the most diligent search of the public records. There are over 200 types of "title defects" which are problematic. Some of the most common ones are:

• Inaccurate or overlapping surveys.
• Errors or omissions in the Clerk's Office where documents are recorded.
• Unpaid or supplemental real estate taxes.
• Unreleased judgments or Deed of Trust liens.
• Fraud or forgery by an estranged spouse.
• Conveyances by an invalid corporation, limited liability company or partnership.
• The claim of a former owner known or not known as a rightful owner.
• Disputes over the existence or location of a right-of-way.

An Owner's Title Policy protects you for as long as you own the property against the above problems and more with the payment of a one time (non-reoccurring) reasonable premium.

Chicago Title Insurance Company is the preeminent company in the title insurance industry with a local presence.

• A 150 year old company with unsurpassed financial strength and excellent claims paying ability ratings. Claims reserves currently rest at over 900 million dollars.
• Complete title examination and title insurance services. Our office has been serving central Virginia for over 40 years. Pre-contract signing title examination provided at a nominal fee.
• Intermediary for 1031 Like Kind Tax Deferred Exchange of real property.
• Ready, willing and able to assist you in answering your title questions.

Blue Ridge Title has been serving Central Virginia for over 40 years. We invite you to experience the value of using our company - efficient, detail oriented service, at a competitive rate.

Brinson White, Assistant Vice President and Counsel, has over eighteen years of service at Blue Ridge Title. He and his staff offer complete title examination and title insurance services for all residential and commercial needs. Please contact Brinson directly or have your attorney do so for further information and a special rate price quote.

Brinson C. White
Assistant Vice President and Counsel
218 5th Street, NE
Charlottesville, VA 22902
Local: 434-295-7196
toll-free: 888-216-9019
Fax: 434-979-7208
Email: whiteb@ctt.com